How does it work?

Sorha Aana Developer Pvt. Ltd. provides end-to-end solutions for property sales, rentals, home loans, legal services, and more.

1

Pre-Qualification

Assess your financial eligibility and get an estimate of how much you can borrow.

2

Loan Application

Submit the formal loan application with required financial and property documents.

3

Loan Disbursement

After approval, sign the loan agreement, and the loan is disbursed to the property seller or builder.

Home Loan Procedure

1. Pre-Qualification

Start by assessing your eligibility for a home loan:
- Provide basic financial information like income and existing debts.
- Get an estimate of how much you can borrow based on your profile.

2. Loan Application

Submit a formal loan application with the required documents:
- Income proof, identity verification, and property details.
- Fill in the lender's application form and provide necessary documentation.

3. Loan Approval

The lender reviews your application and makes a decision:
- Based on creditworthiness, financial profile, and property value.
- The lender may ask for additional documents before finalizing.

4. Property Valuation

A property valuation is conducted to determine its worth:
- The lender arranges for the property's value assessment.
- This helps in determining the loan-to-value ratio.

5. Loan Disbursement

After approval, the loan is disbursed to the property seller:
- You and the lender sign the loan agreement.
- The lender transfers the approved loan amount to the seller or builder.

6. EMI Repayment

Repay the loan through monthly installments:
- Follow a pre-determined repayment schedule for the loan tenure.
- Ensure timely payments to avoid penalties or defaults.

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